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Do you need to alter your will?

Once you create a will, you hope that it can remain the same until the day you pass away.

While this holds true for some people, others soon realize that they need to make changes to their estate plan.

Tip: If you come to the conclusion that you should alter your will, this is not something to put on the backburner. Instead, you need to take immediate action.

Here are some of the situations that often lead to a change in a will:

-- Marriage or divorce. Were you single when you created your will? If so, you need to make a change once you tie the knot. The same holds true if you recently went through the divorce process.

-- A new baby. Did you recently bring a new child into the world? This is one of the best times to review your will and make the necessary changes. For example, you may need to name a guardian for your child.

-- Changing your mind about who will receive your assets upon your death. It is your right to change your mind in regards to your heirs. However, if you need to make a change, it must be done legally. This means altering your will accordingly.

-- New assets. Did you recently make a big purchase, such as a second home? Did you come into more money, such as through an inheritance of your own? If you have new assets in your life, it's important to alter your will to reflect this.

These are just a few of the many situations that may lead you to alter your will. As long as you know what you're up against, as long as you know which changes to make, you should feel comfortable sitting down and doing so.

Since you want to make changes within the legal limits of the law, don't hesitate to consult with an estate planning attorney. The person who helped you create your will in the first place should be able to provide additional assistance.

Your will may be the most important estate planning document you have. This is why you should never hesitate to make changes if you realize that this would be in the best interest of you, your estate and your family.

Source: Nov. 30, -0001

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